Business Lines of Credit

Our objective is to set you up with freely spendable business lines of credit that can be spent on anything your business requires to grow – not just gas or store credit.

To secure this type of financing for you, we run your business through the process described below. Please take a few moments to review this process. Feel free to contact us if the explanations below leave any of your questions unanswered. One of our specialists will get back to you within 24-48 hours.

Step 1: Pre-Qualification

The first step toward obtaining business lines of credit is our pre-qualification process. This is where Hawkeye’s trained, FICO certified professionals perform a full assessment of your credit and financing options. During this stage, we use a time-tested diagnostic checklist (based on years of experience) that reveals the truth about your credit situation. We’ll be straight with you: if you aren’t a good fit for our business credit or loan programs, we won’t try to sell you one. There’s no obligation, and we’ll part as friends. If you are a good fit (or could be, with reasonable effort or changes) we’ll lay out your options in plain English and – with your approval – move to step two. Pre-qualification is free, takes just 5 minutes, and can be done online over the phone at your convenience.

Step 2: Initial Consultation & Lender Preparation

Depending on your credit status, your business might be eligible for a business line of credit right now, with no further steps. If so, we’ll proceed right to step three (see below.) However, your credit report might also have “blemishes” that need to be fixed before moving forward in the process. In most cases, this is not a problem. Our team is comprised of industry veterans who understand small business credit and financing option better than anyone. We diagnose and pre-underwrite your file for you and we know how to match you with the right lenders based on your credit file, geography, industry, and many other variables. If you have credit concerns (small or big) that are standing in the way or your financing then we’ve established a team of dependable people who we can refer you to in order to correct the errors on your credit file. Don’t let that discourage you. We know who and where to send you no matter how slight (or big) the issue may be. We dissect your unique situation (on its own merits), understand personal and business credit intimately, and direct you wherever you need to go to get your financing. Traditionally, the lender preparations discussed above take anywhere from 30-45 days. You are kept aware of updates and important developments every step of the way.

Step 3: Get our $25,000 or $50,000 Credit Guarantee

If and when your business passes our pre-qualification and lender preparations, Hawkeye will guarantee you a minimum of $25,000 or $50,000 in spendable, unsecured business lines of credit. Typically, you receive most or all of your guaranteed unsecured business funding within 30 days. If you need more than $50,000 then just let us know your needs and your timeframe. We’re used to working with people who need $25,000 to $150,000 and more. Furthermore, assuming you make your payments on time, your interest rate will remain low for the life of the loan or credit line. Don’t let someone else pitch you on a “sub-prime” or high-interest form of credit when better, lower-cost financing can be yours.

Are you a high growth business?

If your business can verify annual sales (gross revenue) of $500,000 or more, additional options may be available. The largest business credit line we have secured for a client was $500,000. While we cannot guarantee you a similar outcome, we can perform a full assessment of your situation and lay out exactly what your credit and borrowing options are – using the same three-step process outlined above.