Unsecured Business Credit In 3 Easy Steps…
Our objective is to set you up with freely spendable business credit lines (and/or loans) that can be spent on anything your business requires to grow – not just gas or store credit. To secure this type of financing for you, we run your business through the process described below. Please take a few moments to review this process. And feel free to contact us if the explanations below leave any of your questions unanswered. One of our specialists will get back to you within 24-48 hours.
Step 1: Pre-Qualification
The first step toward obtaining unsecured business credit is our pre-qualification process. This is where Hawkeye’s trained, FICO certified professionals perform a full assessment of your personal and business credit status. During this stage, we use a time-tested diagnostic checklist (based on years of experience) that reveals the truth about your credit situation. We’ll be straight with you: if you aren’t a good fit for our business credit or loan programs, we won’t try to sell you one. There’s no obligation, and we’ll part as friends. If you are a good fit (or could be, with reasonable effort or changes) we’ll lay out your options in plain English and – with your approval – move to step two. Pre-qualification is free, takes just 5 minutes and can be done over the phone at your convenience.
Step 2: Initial Consultation & Lender Preparation
Depending on your credit status, your business might be eligible for a business line of credit right now, with no further steps. If so, we’ll proceed right to step three (see below.) However, your credit report might also have “blemishes” that need to be fixed before moving forward in the process. In most cases, this is no problem. Our team is comprised of industry veterans who understand the inner workings of the business credit better than anyone. Using their vast experience and knowledge, they can systematically rid your credit report of negative entries and other problems that stand in the way of the business credit you need. This is where Hawkeye really shines. We understand business credit in the same way a doctor understands the human body or a scientist understands the natural world – at a deep and fundamental level. We aren’t just salespeople trying to hawk you the same boilerplate credit line another business gets. We dissect your unique situation (on its own merits) and make whatever modifications are necessary to your credit report. Traditionally, the lender preparations discussed above take anywhere from 30-45 days. You are kept aware of updates and important developments every step of the way.
Step 3: “Bare Minimum” $50,000 Credit Guarantee
If and when your business passes our pre-qualification and lender preparations, Hawkeye guarantees you a minimum of $50,000 in spendable, unsecured business lines of credit. Typically, you receive most or all of that $50,000 within 30 days. Furthermore, your interest rate will remain low for the life of the loan or credit line – even after the initial 0% APR expires. You’ll never be pitched on a “sub-prime” or high-interest credit product because Hawkeye does not offer those products at all.
*We will not sell your information to third party advertisers.
For High-Growth Businesses
If your business can verify annual sales (gross revenue) of $500,000 or more, additional options may be available. The largest business credit line we have secured for a client was $500,000. While we cannot guarantee you a similar outcome, we can perform a full assessment of your situation and lay out exactly what your credit and borrowing options are – using the same three-step process outlined above.
